Banking made simple and secure
Experience the future of digital banking with Pay Union Bank. Send money instantly, manage your finances effortlessly, and grow your wealth with confidence.
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•••• 4892
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12/26
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Trusted by millions worldwide
Join the fastest-growing digital banking platform and experience the future of finance
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Countries Served
Everything you need for modern banking
Experience banking reimagined with our comprehensive suite of features designed to simplify your financial life
Digital Wallet
Store, manage, and access your funds securely from anywhere in the world with our advanced digital wallet.
Instant Transfers
Send money to anyone, anywhere instantly with zero fees and real-time transaction processing.
Digital Receipts
Automatically generate and store receipts for all transactions with smart categorization and search.
Email Alerts
Stay informed with instant email notifications for every transaction, ensuring complete transparency.
Virtual Cards
Create unlimited virtual cards for online shopping with customizable spending limits and controls.
Mobile Banking
Access all banking features on-the-go with our intuitive mobile app for iOS and Android.
Get started in three simple steps
Opening your digital bank account is quick, secure, and completely online
Create Your Account
Sign up in minutes with just your email and basic information. No hidden fees, no paperwork.
Verify Your Identity
Complete a quick verification process for security. We use bank-level encryption to protect your data.
Start Banking
Add funds, send money, and manage your finances instantly from your phone or computer.
Your security is our top priority
We use state-of-the-art security measures to protect your money and personal information at all times
256-bit Encryption
Bank-level encryption protects your data with military-grade security standards.
Two-Factor Authentication
Add an extra layer of security with 2FA to protect your account from unauthorized access.
Admin Verification
All transactions are verified and monitored 24/7 by our advanced security systems.
Fraud Protection
AI-powered fraud detection monitors suspicious activity and alerts you instantly.
Biometric Login
Use fingerprint or face recognition for secure and convenient access to your account.
FDIC Insured
Your deposits are insured up to $250,000 by the FDIC for complete peace of mind.
Trusted and certified by leading security organizations
Powerful tools for smarter banking
Access professional-grade financial tools designed to help you manage, track, and optimize your finances
Smart Receipts
Automatically categorize and organize receipts with AI-powered tagging.
- Auto-categorization
- Cloud storage
- Tax-ready exports
Transaction History
Complete transaction history with advanced filtering and search capabilities.
- Unlimited history
- Export options
- Custom filters
Balance Analytics
Visualize your spending patterns with interactive charts and insights.
- Spending insights
- Budget tracking
- Financial goals
Statement Export
Download statements in multiple formats for accounting and tax purposes.
- PDF & CSV export
- Custom date ranges
- Scheduled reports
Smart Notifications
Get personalized alerts for important account activities and anomalies.
- Real-time alerts
- Custom triggers
- Multi-channel
Savings Goals
Set and track financial goals with automated savings and progress tracking.
- Auto-save rules
- Goal tracking
- Achievement rewards
The future of banking starts with Pay Union
We're not just another bank. We're a movement towards transparent, accessible, and innovative financial services
Lightning Fast
Instant transactions and real-time updates. No more waiting days for transfers to clear.
Customer First
24/7 support from real humans who care. We're here whenever you need us.
Competitive Rates
Best-in-class interest rates on savings and zero hidden fees. Your money works harder.
Award Winning
Recognized globally for innovation and excellence in digital banking services.
Community Driven
Built on feedback from millions of users. We evolve based on what you need.
Global Reach
Bank anywhere in the world with multi-currency support and international transfers.
Ready to transform your financial future?
Join millions of users who have already made the switch to smarter, faster, and more secure banking with Pay Union Bank.
- No monthly fees or hidden charges
- Open account in under 5 minutes
- FDIC insured up to $250,000
- Access to 55,000+ ATMs worldwide
Takes less than 5 minutes • No credit check required
New User Bonus
$50
Savings Rate
4.5% APY
Transfer Fee
$0.00
Limited Time Offer
Sign up by end of month and earn 2x rewards for the first 3 months